:root{--navy:#06172e;--navy2:#020d1d;--navy3:#0b2c50;--gold:#e6aa3d;--gold2:#f4c369;--cream:#fbf8f2;--ink:#0a1d37;--muted:#697789;--line:#dfe5eb;--white:#fff;--shadow:0 24px 70px rgba(3,20,40,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}img{max-width:100%}a{color:inherit;text-decoration:none}.skip{position:fixed;z-index:1000;left:10px;top:-60px;background:#fff;padding:10px 16px}.skip:focus{top:10px}.shell{width:min(1320px,calc(100% - 48px));margin:auto}.section{padding:110px 0}.approved-stage{position:relative;width:100%;line-height:0;background:var(--navy);overflow:hidden}.approved-art{display:block;width:100%;height:auto}.hotspots{position:absolute;inset:0;pointer-events:none}.hot{position:absolute;display:block;pointer-events:auto;border-radius:8px}.hot:focus{outline:3px solid var(--gold2);outline-offset:2px}.hot.home{left:28.6%;top:3.4%;width:6.1%;height:4.2%}.hot.about{left:35.2%;top:3.4%;width:5.2%;height:4.2%}.hot.services{left:41%;top:3.4%;width:10.4%;height:4.2%}.hot.process{left:51.5%;top:3.4%;width:11.3%;height:4.2%}.hot.faq{left:63.3%;top:3.4%;width:4.4%;height:4.2%}.hot.contact{left:68.1%;top:3.4%;width:7.7%;height:4.2%}.hot.header-phone{left:78.7%;top:2.6%;width:15.5%;height:5.3%}.hot.consult{left:5.1%;top:53.8%;width:21.8%;height:5.7%}.hot.hero-phone{left:27.5%;top:53.8%;width:14%;height:5.7%}.hot.card{top:85%;height:13.5%;width:14.2%}.hot.c1{left:5.4%}.hot.c2{left:20.6%}.hot.c3{left:35.9%}.hot.c4{left:51.1%}.hot.c5{left:66.3%}.hot.c6{left:81.5%;width:13.2%}.mobile-header,.mobile-hero{display:none}.section-head{text-align:center;max-width:760px;margin:0 auto 54px}.section-head>span,.overline{font-size:12px;text-transform:uppercase;letter-spacing:2.2px;font-weight:800;color:#c98921}.section-head h2,.about-text h2,.faq-intro h2,.contact-copy h2{font-size:44px;line-height:1.16;letter-spacing:-1.7px;margin:12px 0 16px}.section-head h2 em,.about-text h2 em,.contact-copy h2 em{font-family:'Playfair Display',serif;color:var(--gold);font-weight:700}.section-head p{color:var(--muted);font-size:17px}.why{background:linear-gradient(180deg,#fff,#f6f8fb)}.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.feature{background:#fff;border:1px solid #e4e9ef;border-radius:18px;padding:34px 28px;box-shadow:0 14px 35px rgba(4,24,48,.06);transition:.25s}.feature:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:#e9bd69}.feature .icon{width:54px;height:54px;border-radius:13px;background:#071a34;color:var(--gold2);display:grid;place-items:center;font-weight:800}.feature h3{font-size:19px;margin:22px 0 10px}.feature p{color:var(--muted);font-size:14px;margin:0}.about-section{color:#fff;background:radial-gradient(circle at 20% 40%,#123f6d 0,transparent 36%),linear-gradient(135deg,#020d1c,#082746)}.about-layout{display:grid;grid-template-columns:46% 54%;align-items:center;gap:85px}.portrait-panel{height:600px;position:relative;overflow:hidden;border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.08),rgba(255,255,255,.01));border:1px solid rgba(255,255,255,.12)}.portrait-panel .halo{position:absolute;width:400px;height:400px;border-radius:50%;background:rgba(232,173,66,.18);filter:blur(10px);left:50%;top:38%;transform:translate(-50%,-50%)}.portrait-panel img{position:absolute;bottom:-18px;left:50%;transform:translateX(-50%);height:625px;max-width:none;filter:drop-shadow(0 20px 25px rgba(0,0,0,.36))}.experience{position:absolute;left:28px;bottom:28px;display:flex;align-items:center;gap:12px;background:linear-gradient(135deg,var(--gold2),#d99528);padding:14px 20px;border-radius:12px;color:#fff;box-shadow:0 16px 30px rgba(0,0,0,.22)}.experience strong{font-size:34px;line-height:1}.experience span{font-size:12px;line-height:1.25;text-transform:uppercase;font-weight:800}.about-text .lead{font-size:19px;color:#fff}.about-text p{color:#c9d5e4}.about-points{margin:28px 0}.about-points div{display:flex;gap:12px;margin:12px 0}.about-points b{color:var(--gold2)}.button{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 25px;border-radius:9px;text-transform:uppercase;font-size:12px;letter-spacing:.6px;font-weight:800;border:1px solid transparent;cursor:pointer}.button.gold{background:linear-gradient(135deg,var(--gold2),#d99426);color:#fff;box-shadow:0 15px 30px rgba(218,150,38,.25)}.button.outline{border-color:var(--gold);color:#fff;background:rgba(1,15,31,.45)}.coverage{background:#07192f;color:#fff}.section-head.light p{color:#b9c7d8}.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.coverage-card{position:relative;overflow:hidden;padding:32px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:linear-gradient(145deg,rgba(255,255,255,.07),rgba(255,255,255,.025));transition:.25s}.coverage-card:before{content:"";position:absolute;inset:auto -60px -80px auto;width:170px;height:170px;border-radius:50%;background:rgba(231,171,62,.1)}.coverage-card:hover{transform:translateY(-6px);border-color:rgba(241,188,89,.65);background:linear-gradient(145deg,rgba(255,255,255,.1),rgba(255,255,255,.035))}.line-icon{font-size:45px;color:var(--gold2)}.coverage-card h3{font-size:21px;margin:13px 0}.coverage-card p{color:#bfcbd9;min-height:70px}.coverage-card a{color:var(--gold2);font-weight:800;font-size:13px}.coverage-card a span{font-size:18px;margin-left:7px}.process-section{background:#f7f9fb}.steps{display:grid;grid-template-columns:repeat(4,1fr);position:relative}.steps:before{content:"";height:1px;background:#d8dee6;position:absolute;left:10%;right:10%;top:62px}.step{text-align:center;padding:0 22px;position:relative}.step b{font-size:14px;color:#ba7e1c}.step-dot{position:relative;z-index:2;width:58px;height:58px;margin:12px auto 25px;border-radius:50%;border:8px solid #f7f9fb;background:var(--navy);box-shadow:0 0 0 1px #cbd3dd}.step-dot:after{content:"";position:absolute;width:12px;height:12px;border-radius:50%;background:var(--gold);inset:0;margin:auto}.step h3{font-size:18px}.step p{font-size:14px;color:var(--muted)}.numbers-section{padding:48px 0;background:linear-gradient(100deg,#0a2d52,#06182f);color:#fff;border-top:1px solid rgba(226,171,68,.35);border-bottom:1px solid rgba(226,171,68,.35)}.numbers-grid{display:grid;grid-template-columns:repeat(4,1fr)}.number{text-align:center;padding:12px;border-right:1px solid rgba(255,255,255,.14)}.number:last-child{border:0}.number strong{display:block;color:var(--gold2);font-size:37px;line-height:1.1}.number span{text-transform:uppercase;font-size:10px;letter-spacing:1.2px;color:#c3d0dd}.reviews{background:#fff}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.review{margin:0;padding:32px;border:1px solid #e2e7ed;border-radius:17px;box-shadow:0 14px 35px rgba(4,25,48,.06);background:#fff}.stars{letter-spacing:3px;color:#e0a235}.review p{font-size:16px;line-height:1.8}.review footer{background:none;padding:0;color:var(--muted);font-size:12px}.review-note{text-align:center;color:#8994a1;font-size:11px;margin-top:25px}.cta-band{padding:55px 0;background:linear-gradient(105deg,#06162d,#0d365d);color:#fff}.cta-layout{display:flex;justify-content:space-between;align-items:center;gap:40px}.cta-layout span{color:var(--gold2);text-transform:uppercase;font-size:11px;letter-spacing:2px;font-weight:800}.cta-layout h2{margin:7px 0;font-size:31px}.cta-layout>div:last-child{display:flex;align-items:center;gap:26px}.text-phone{font-weight:800;color:var(--gold2)}.faq-section{background:#f6f8fb}.faq-layout{display:grid;grid-template-columns:38% 62%;gap:80px}.faq-intro p{color:var(--muted)}.faq-intro>a{color:#bc7d17;font-weight:800}.accordions details{background:#fff;border:1px solid #e1e6ed;border-radius:12px;margin-bottom:13px;padding:0 22px}.accordions summary{min-height:67px;display:flex;align-items:center;justify-content:space-between;cursor:pointer;font-weight:800;list-style:none}.accordions summary::-webkit-details-marker{display:none}.accordions summary span{color:var(--gold);font-size:24px;transition:.2s}.accordions details[open] summary span{transform:rotate(45deg)}.accordions details p{color:var(--muted);margin-top:0;padding-bottom:18px}.contact-section{color:#fff;background:radial-gradient(circle at 15% 25%,#174b7c 0,transparent 31%),linear-gradient(140deg,#031024,#071f3b)}.contact-layout{display:grid;grid-template-columns:45% 55%;align-items:center;gap:80px}.contact-copy p{color:#c6d4e3;font-size:17px}.contact-lines{margin-top:32px}.contact-lines>a,.contact-lines>div{display:flex;flex-direction:column;padding:15px 0;border-bottom:1px solid rgba(255,255,255,.13)}.contact-lines b{font-size:10px;text-transform:uppercase;letter-spacing:1.7px;color:var(--gold2)}.contact-lines span{font-size:17px}.lead-form{background:#fff;color:var(--ink);border-radius:20px;padding:35px;display:grid;grid-template-columns:1fr 1fr;gap:18px;box-shadow:0 25px 70px rgba(0,0,0,.28)}.field label{font-size:11px;text-transform:uppercase;letter-spacing:.7px;font-weight:800}.field input,.field select,.field textarea{width:100%;border:1px solid #d9e0e8;border-radius:9px;margin-top:7px;padding:13px 14px;font:inherit;background:#fbfcfd}.field input,.field select{height:52px}.full{grid-column:1/-1}.privacy{display:flex;gap:10px;font-size:12px;color:var(--muted)}.privacy input{margin-top:4px}.privacy a{text-decoration:underline}.form-message{font-size:13px;color:#178354;margin:0}.site-footer{background:#020b18;color:#bdc8d5}.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:80px;padding:60px 0}.footer-brand img{width:235px}.footer-brand p{max-width:380px;font-size:13px}.footer-top nav{display:flex;flex-direction:column;gap:8px;font-size:13px}.footer-top h3{color:#fff;font-size:14px}.footer-bottom{padding:18px 0;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;font-size:11px}.footer-bottom div{display:flex;gap:20px}.floating-call{position:fixed;right:20px;bottom:20px;z-index:40;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold2),#d79221);color:#fff;font-size:22px;box-shadow:0 12px 30px rgba(0,0,0,.25)}.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}.reveal.visible{opacity:1;transform:none}@media(max-width:1050px) and (min-width:861px){.why-grid{grid-template-columns:repeat(2,1fr)}.coverage-grid{grid-template-columns:repeat(2,1fr)}.about-layout{gap:45px}.contact-layout{gap:45px}}@media(max-width:860px){.approved-stage{display:none}.mobile-header{display:flex;position:fixed;z-index:60;top:0;left:0;right:0;height:76px;padding:0 18px;align-items:center;background:rgba(3,16,34,.97);backdrop-filter:blur(12px)}.mobile-header>a img{display:block;width:205px}.menu-button{margin-left:auto;width:45px;height:42px;border:0;background:transparent}.menu-button span{display:block;height:2px;background:#fff;margin:7px}.mobile-header nav{display:none;position:absolute;top:76px;left:0;right:0;padding:15px 24px 24px;background:#06172e;box-shadow:0 20px 35px rgba(0,0,0,.3)}.mobile-header nav.open{display:flex;flex-direction:column}.mobile-header nav a{padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1);color:#fff;font-weight:700}.mobile-hero{display:block;padding:112px 18px 0;color:#fff;text-align:center;overflow:hidden;background:radial-gradient(circle at 50% 25%,rgba(28,84,134,.45),transparent 35%),linear-gradient(145deg,#061b35,#020d1d)}.mobile-copy{max-width:620px;margin:auto}.kicker{color:var(--gold2);font-size:11px;text-transform:uppercase;letter-spacing:1.7px;font-weight:800}.mobile-copy h1{font-size:43px;line-height:1.12;letter-spacing:-1.6px;margin:13px 0}.mobile-copy h1 em{font-family:'Playfair Display',serif;color:var(--gold);font-style:italic}.mobile-copy>p{color:#dce6f1}.checks{display:grid;grid-template-columns:1fr 1fr;gap:10px;text-align:left;margin:25px 0;font-size:12px}.checks span:before{content:'✓';color:var(--gold2);margin-right:8px}.mobile-cta{display:grid;gap:10px}.mobile-person{height:410px;position:relative}.mobile-person img{height:420px;max-width:none;position:absolute;bottom:0;left:50%;transform:translateX(-50%)}.mobile-numbers{margin:0 -18px;display:grid;grid-template-columns:1fr 1fr;background:rgba(2,15,32,.98);border-top:1px solid rgba(229,171,62,.5)}.mobile-numbers div{padding:17px 7px;border-right:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}.mobile-numbers b{display:block;color:var(--gold2);font-size:20px}.mobile-numbers small{font-size:10px}.shell{width:min(100% - 30px,700px)}.section{padding:76px 0}.section-head h2,.about-text h2,.faq-intro h2,.contact-copy h2{font-size:34px}.why-grid,.coverage-grid,.review-grid{grid-template-columns:1fr 1fr}.about-layout,.faq-layout,.contact-layout{grid-template-columns:1fr;gap:42px}.portrait-panel{height:500px}.steps{grid-template-columns:1fr 1fr;gap:30px}.steps:before{display:none}.numbers-grid{grid-template-columns:1fr 1fr}.number{border-bottom:1px solid rgba(255,255,255,.14)}.cta-layout{flex-direction:column;text-align:center}.cta-layout>div:last-child{flex-direction:column}.lead-form{grid-template-columns:1fr}.lead-form>*{grid-column:1/-1}.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.floating-call{width:50px;height:50px}}@media(max-width:560px){.mobile-header>a img{width:182px}.mobile-copy h1{font-size:37px}.checks,.why-grid,.coverage-grid,.review-grid,.steps{grid-template-columns:1fr}.portrait-panel{height:420px}.portrait-panel img{height:455px}.section-head h2,.about-text h2,.faq-intro h2,.contact-copy h2{font-size:31px}.footer-top{grid-template-columns:1fr}.footer-brand{grid-column:auto}.footer-bottom{flex-direction:column;gap:10px;text-align:center}.footer-bottom div{justify-content:center}.lead-form{padding:23px}}
/* BiztosMentor v2.0 — Rólam fotó közvetlenül a jóváhagyott Hero képből */
.portrait-panel-v2{
  isolation:isolate;
  background:#071a34;
  border-color:rgba(244,195,105,.32);
  box-shadow:0 28px 70px rgba(0,0,0,.28);
}
.portrait-panel-v2>img{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  max-width:none;
  object-fit:cover;
  object-position:center center;
  transform:none;
  filter:none;
  z-index:0;
}
.portrait-panel-v2 .portrait-shade{
  position:absolute;
  inset:0;
  z-index:1;
  background:linear-gradient(180deg,rgba(2,13,29,.03) 35%,rgba(2,13,29,.72) 100%);
  pointer-events:none;
}
.portrait-panel-v2 .experience{z-index:2}
@media(max-width:860px){
  .portrait-panel-v2>img{height:100%;object-position:57% center}
}
@media(max-width:560px){
  .portrait-panel-v2>img{height:100%;object-position:58% center}
}




/* v2.9 kapcsolatfelvételi űrlap */
.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-message.success{color:#1e8e4d!important;font-weight:700}.form-message.error{color:#b42318!important;font-weight:700}.lead-form button[disabled]{opacity:.65;cursor:wait}